Tesla Lease Calculator

This Tesla Lease Calculator helps potential lessees estimate monthly payments, total lease cost, and the due-at-signing amount. However, lease payments can vary significantly based on model, trim, lease term, down payment, credit score, and state taxes.

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Key Features of the Tesla Lease Calculator

1. Model & Trim Selection

• Choose from Tesla’s lineup:
  • Model 3
  • Model Y 
  • Model S
  • Model X
  • Cybertruck 
• Each model has different trims with varying MSRP and lease factors.

2. Lease Term Options

• 24, 36, or 48 months (36 months is standard)
• Shorter terms = slightly higher payments (but lower interest risk)
• Longer terms = lower monthly payments but higher total cost

3. Down Payment & Annual Mileage

• Down Payment: Reduces monthly cost (default: $4,500)
• Annual Mileage Options:
  • 7,500 miles
  • 10,000 miles (default)
  • 12,000 miles
  • 15,000 miles

4. Credit Score Impact

Credit Tier	Score Range	Lease Factor Multiplier
Excellent	720+	1.0 (Best rates)
Good	680-719	1.1
Fair	640-679	1.3
Poor	639 or less	1.5 (Highest payments)

5. State-Specific Tax Calculations

• Sales tax varies by state (e.g., 0% in Oregon, 7.25% in California).
• The calculator adjusts payments based on your state’s tax rate.

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How the Tesla Lease Calculator Works

Step-by-Step Calculation Process

1. Select Your Tesla Model & Trim
   • Each trim has a Manufacturer’s Suggested Retail Price (MSRP) and a lease factor (a decimal used to estimate payments).
2. Choose Lease Term
   • 36 months is the baseline; shorter/longer terms adjust payments slightly.
3. Enter Down Payment & Mileage
   • Higher down payment = lower monthly cost.
   • More miles = marginally higher payments.
4. Select Credit Score Tier
   • Better credit = lower lease factor multiplier.
5. Pick Your State
   • State sales tax is applied to the monthly payment.
6. Calculate & View Results
   • Monthly Payment
   • Due at Signing (includes first payment + fees + down payment)
   • Total Lease Cost (sum of all payments)
   • Mileage Allowance

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How Different Tesla Models Affect Lease Costs

1. Tesla Model 3 (Most Affordable Lease)

Trim	MSRP	Lease Factor	Est. Monthly Payment*
Rear-Wheel Drive	$40,240	0.0014	$563
Long Range	$47,240	0.0015	$709
Performance	$53,240	0.0016	$852

(Example: 36 months, $4,500 down, 10K miles, good credit, CA tax)

2. Tesla Model Y (Best-Selling SUV)

Trim	MSRP	Lease Factor	Est. Monthly Payment*
Rear-Wheel Drive	$44,240	0.0015	$664
Long Range	$49,240	0.0016	$788
Performance	$54,240	0.0017	$922

3. Tesla Model S (Luxury Sedan)

Trim	MSRP	Lease Factor	Est. Monthly Payment*
Dual Motor AWD	$74,990	0.0018	$1,350
Plaid	$89,990	0.0020	$1,800

4. Tesla Cybertruck (Futuristic EV Truck)

Trim	MSRP	Lease Factor	Est. Monthly Payment*
Rear-Wheel Drive	$60,990	0.0017	$1,037
All-Wheel Drive	$79,990	0.0019	$1,520
Cyberbeast	$99,990	0.0022	$2,200

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How State Taxes Impact Lease Costs

Since sales tax varies by state, your lease payment will differ. Here’s how a $50,000 Tesla Model Y lease changes in different states:

State	Sales Tax Rate	Est. Monthly Payment*
California	7.25%	$788
Texas	6.25%	$775
Florida	6%	$772
Oregon	0%	$728
New York	4%	$750

(Example: 36 months, $4,500 down, good credit, 10K miles)

Key Takeaways:

• No-tax states (OR, NH, DE, MT) have the lowest lease costs.
• High-tax states (CA, NY, IL) add significant costs.

How much does it cost to lease a Tesla per month?

The monthly cost to lease a Tesla depends on several factors, including the model, trim, lease term, down payment, credit score, and state taxes. Below is a general estimate for each Tesla model based on typical lease terms (36 months, $4,500 down, 10,000 miles/year, good credit, and average state tax).

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Estimated Tesla Lease Payments (2025)

Tesla Model	Trim	MSRP	Est. Monthly Payment
Model 3	Rear-Wheel Drive	$40,240	$450 – $550
Model 3	Long Range	$47,240	$550 – $650
Model 3	Performance	$53,240	$650 – $750
Model Y	Rear-Wheel Drive	$44,240	$500 – $600
Model Y	Long Range	$49,240	$600 – $700
Model Y	Performance	$54,240	$700 – $800
Model S	Dual Motor AWD	$74,990	$1,000 – $1,200
Model S	Plaid	$89,990	$1,300 – $1,600
Model X	Dual Motor AWD	$79,990	$1,100 – $1,300
Model X	Plaid	$94,990	$1,400 – $1,700
Cybertruck	Rear-Wheel Drive	$60,990	$800 – $1,000
Cybertruck	All-Wheel Drive	$79,990	$1,100 – $1,300
Cybertruck	Cyberbeast	$99,990	$1,500 – $1,800

(Prices vary based on location, incentives, and Tesla’s current lease deals.)

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What Affects Tesla Lease Costs?

1. Model & Trim – More expensive models (Model S/X) cost more to lease.
2. Lease Term – Shorter leases (24 months) have higher payments than longer leases (48 months).
3. Down Payment – A higher down payment reduces monthly costs.
4. Credit Score – Better credit = lower interest rates.
5. State Taxes – Some states (e.g., CA, NY, TX) add 4-8% to payments.
6. Mileage – Higher annual miles (15,000 vs. 10,000) increase payments.

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Cheapest Tesla to Lease?

✅ Model 3 RWD (~$450-$550/month) is the most affordable.
✅ Model Y RWD (~$500-$600/month) is the best value SUV.

Most Expensive Tesla to Lease?

❌ Model X Plaid (~$1,400-$1,700/month)
❌ Cybertruck Cyberbeast (~$1,500-$1,800/month)

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How to Get the Best Tesla Lease Deal

✔ Check for Tesla incentives (e.g., $299/month Model 3 lease deals occasionally appear).
✔ Increase down payment to lower monthly costs.
✔ Choose 10,000 miles/year if you don’t drive much.
✔ Compare lease vs. loan – Leasing is cheaper monthly, but you don’t own the car.

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Final Answer: How Much Does It Cost to Lease a Tesla?

• Model 3: $450 – $750/month
• Model Y: $500 – $800/month
• Model S: $1,000 – $1,600/month
• Model X: $1,100 – $1,700/month
• Cybertruck: $800 – $1,800/month

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Final Thoughts: Is Leasing a Tesla Right for You?

✅ Pros of Leasing:

• Lower monthly payments than financing
• Upgrade to a new Tesla every few years
• No long-term depreciation risk

❌ Cons of Leasing:

• Mileage restrictions
• No ownership at the end
• Early termination fees

Best For:

• Those who want lower payments
• Drivers who like new tech every 2-4 years
• People who don’t drive excessively

Worst For:

• High-mileage drivers
• Those who want to own long-term
• People who modify their cars

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Try the Tesla Lease Calculator Now!

Use the interactive calculator above to estimate your Tesla lease payments based on your location, credit score, and preferred model.